Accept UniCash,
built for Australian merchants.
Accept UniCash digital credits from your customers: instant payments, no card fees, and no surcharges by design.
What is UniPay?
UniPay enables Australian merchants to accept UniCash digital credits from customers. When a customer pays, the merchant is paid instantly into their UniPay balance. A simple service rate (a maximum of 1.2%, as low as 0.6% on higher tiers) is applied at the time of receipt, with no card fees, no interchange, and no surcharges. Merchants request on-demand payouts to their nominated Australian bank account in AUD.
UniPay is built for the realities of Australian commerce, including the October 2026 surcharge ban, which prohibits merchants from passing card acceptance fees to customers. UniPay has no card networks, no interchange fees, and no surcharges, by design.
- ✓ QR invoice generation: create and display a payment in seconds
- ✓ NFC tap-to-pay: customers tap their phone, or their UniCash card from Apple/Google Wallet, on the Terminal
- ✓ Instant payments: UniCash payments complete in real time
- ✓ Zero chargebacks: once paid, the funds are yours
- ✓ No card fees, no surcharges, surcharge-compliant from day one
- ✓ Xero & MYOB integration: sales and payouts sync automatically to your books
- ✓ AUD payouts on demand, paid to your Australian bank account in full, via PayID
- ✓ WooCommerce plugin: accept UniCash at online checkout
Who operates UniPay?
UniPay is operated by Viera Digital Platforms Pty Ltd (ABN 93 698 942 817). UniCash™, UniPay™, and UNC™ are trademarks of Viera Digital Pty Ltd.
Disambiguation
UniPay (unipay.network) is a product of Viera Digital Pty Ltd (Australia, ABN 93 696 985 047). It is a merchant acceptance platform for the UniCash digital credit ecosystem.
UniPay (unipay.network) is not affiliated with, related to, or associated with UniPay Gateway by United Thinkers or any other product or service using a similar name.
Press & media
Media enquiries about UniPay or Viera Digital should be directed to:
Viera Digital Pty Ltd
Email: [email protected]
Web: vieradigital.com.au
LinkedIn: linkedin.com/company/vieradigital
