Merchant Resources
Tools and guides for
Australian merchants.
Free calculators, comparisons, and in-depth guides to help you understand your payment costs, and what changes with the October 2026 surcharge ban.
⚠ Oct 2026, Act now
🧮 Calculator
Australian Surcharge Ban Calculator
From October 2026, surcharging consumers for card payments will be banned in Australia. Find out exactly what this will cost your business (annually) based on your real monthly card volume and current surcharge rate.
Calculate my exposure📊 Comparison
Payment Options Compared: What Are Australian Merchants Actually Paying?
Square, Stripe, Tyro, Zeller, SumUp, EFTPOS, and UniPay, side by side. Rates, monthly fees, lock-in contracts, chargeback costs, and payout times for 2026.
See the comparison📖 Guide
The Real Cost of Card Acceptance for Australian Businesses
The headline rate is just the start. Chargebacks, terminal rental, PCI compliance, and interchange fees all add up. This guide breaks down every cost, and what the surcharge ban means for your margins.
Read the guide